Access Your Home Equity Without Moving
Explore our innovative programs to help get you back on track to financial relief.
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Transform Your Home Equity Into Cash
Are mortgage payments weighing you down, drowning you in a sea of financial stress? Is the burden of debt hindering your hopes of a brighter future? Whether you're facing unemployment, health challenges, or struggling to qualify for a loan due to income or credit issues, we have the perfect solutions for you – the Home Sale-Leaseback and the Home Equity Agreement.
You can access a significant portion of your home's equity now and the rest later when you decide to sell or buy back the property. This gives you the freedom to use the funds as needed today while maintaining the option to capitalize on the total value of your home in the future.
We recognize that every homeowner's situation is unique. That's why our team is dedicated to crafting personalized solutions that cater to your specific needs. Make the smart choice for your financial well-being.
Our Programs
Reach Your Financial Goals in A Few Easy Steps
1. Get Qualified For One Of Our Programs
You will share some information about yourself, and we'll align you with a suitable program, offering an estimate of your home's value along with potential cash funding.
2. Sign & Receive Your Cash
Our programs take roughly 4 weeks to complete. At the close of the transaction, you receive your funds and begin your path to financial relief.
3. Stay In The Comfort Of Your Home
You remain in your home as a resident with the home sale-leaseback, or with the home equity agreement, you continue as the primary owner.
4. Sell
or Buy It Back
At the end of your agreement term, you can be in a better financial place. Depending on your solution, you can choose to repurchase the home, buy the shared equity back, or sell.
Educational Resources
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FAQs About A Residential Sale & Leaseback
Because Stay Frank.’s home sale-leaseback program is truly unlike traditional lending models, it’s no surprise you have questions! Get your answers, instantly.
To understand how Stay Frank.'s program works, let's break down the phrase into its two core parts: "home sale" and "leaseback."
- The first part, “home sale,” is a direct translation: it implies you are selling your house. In a sale-leaseback real estate arrangement, we connect you with trustworthy investor partners who offer you a fair market value to buy your house.
- The second part of the phrase— “leaseback”— is a key addition: you as the homeowner sell your house to our trusted investor; however, you get to lease it back. This means you will still live in your home as a temporary tenant. You simply become a renter by signing a lease and paying a monthly fee to stay in the home for a predetermined amount of time. That’s why a home sale-leaseback is also often synonymously referred to as a “sale-and-leaseback,” because you are selling your home while continuing to live in it as a leasing tenant for a bit longer.
To learn more about the benefits of our program, explore our Why a Home Sale-Leaseback? resource.
We will ask you a series of simple questions about you and your home to qualify you for our home sale-leaseback program, including:
- Your employment status
- How many bedrooms and bathrooms your house has
- How much cash you are looking to get from the final sale
Check out our Do I Qualify? page for a full list of qualifications.
With our sale-leaseback program, you have two options! At the end of your lease term, you can:
- Transition into the next chapter of your life by selling and starting over in a better financial position and ready for your next home. Or
- Select the option to repurchase your home at a percentage of the market value and retain the appreciated equity.
If you're considering our HEA program, you can end that program at any time by listing and selling your home to move on to the next one, or repurchase the fraction of the shared equity and regain full ownership of the house and stay.
Request a Call From Our Team
I don't know where I would be had it not been for Stay Frank's program. When everyone was saying no, sorry, can't help; Stay Frank. said no problem. The staff is phenomenal! They answered all of my questions. Thank you!
Stay Frank. provided and excellent service with their Cash & Stay program. They met all our needs and prior to their team reaching out, there were not many options. We had a hard time with any other company meeting our needs. Needed to lease prior to our new home being completed and we got it with Stay Frank. Much easier to plan our move without having to do it twice which has allowed my family to concentrate elsewhere. The everlasting relationship built with this company is the best and I gladly would recommend their services.
I am doing much better now that I found this opportunity to be able to get ahead in my situation and still stay in my home. StayFrank. was very helpful and took the time to walk me through the process. I am grateful for the opportunity to participate with the team at Stay Frank. Thank you for everything.
Selling my house was so easy. They are very professional and are with you every step of the way. Highly recommend.